With 'mein-zertifikat.at' – Vontobel's virtual platform for investment certificates – investors in Austria can create their own customized certificates and receive product offers from two issuers, Vontobel and HSBC, in real time. This eliminates the time-consuming search for their desired product within the broad investment universe. In addition, 'mein-zertifikat.at' now allows investors to trade a product on the stock market within minutes of it being ordered.